What to do After a Fire

11/3/2022 (Permalink)

You may not know what to do after a fire. Follow these steps to get a little clarity and call us if you need help.

Now that the fire is out, there are a few things you need to know. Here is a check list to follow:

Step 1 - Securing the site

Protect the fire site from any further damage by weather, theft or vandalism. Do not leave the site unsecured.
If you are the owner it is your responsibility to see that openings are covered against rain and entry. Make sure outside doors to the property can be locked and secured. The Fire Department will help secure the premises until responsibility can be handed over to the tenant or insurance company.
If you are the tenant contact your real estate agent or landlord and inform them of the fire. If you cannot contact them and you need professional assistance in boarding the premises, a general contractor for or fire damage restoration firm can help. Check your telephone directory.
If you plan to leave the site, try to remove any valuable remaining in the building.
Contact your own insurance agent to report the loss.

Household wiring which may have been water damaged should be checked by a licensed electrician before power is turned back on.
Check for structural damage caused by the fire. Roofs and floors may be weakened. The local Council's Building Inspector may be able to help.
Food, drink and medicines exposed to heat, smoke or soot may be discarded in the appropriate manner.
Refrigerators and freezers left unopened will hold their temperature for a short time. However do not attempt to refreeze thawed items.
The Fire Department will call for the services of the local gas, fuel and electricity suppliers to disconnect services before they leave the site.
If a utility (gas, electricity or water) is disconnected, it is your responsibility to have the services checked and reconnected by a licensed trade person. Do not attempt to reconnect the service yourself.
Start collecting receipts for any money you spend. These are important because you can use them to show the insurance company what money you have spent relating to your fire loss and also verifying losses claimed.

Make personal contact with the insurance claims manager.
Advise the claims manager of loss or damage and give him, or her, a forwarding address and telephone number if the circumstances have forced you to leave the damaged fire building.
The sooner the insurance company is alerted, the quicker the insurance claim can be processed, as the company has to alert the insurance adjuster to carry out the inspection.
Try to form an inventory, as soon as possible, of household items either inside or outside the buildings which have been damaged by fire. The inventory of damaged items will further speed the claim when the loss adjuster makes contact. Do not throw away any damaged goods until after the inventory is made by the insurance adjuster.

If you have to leave your home because the fire has left it unsafe, contact the local police. They can keep an eye on the property in your absence.
Check with your insurance company to find out whether you are entitled to stay in hotel as part of a temporary housing clause in your policy, or how soon you might get an advance on your eventual insurance claim settlement.
Provided it is safe to do so, try to locate the following to take with you:
- Identification
- Vital medicines, such as blood pressure regulating drugs or insulin.
- Eyeglasses, hearing aids, prosthetic devices or personal aids.
- Valuables such as credit cards, check-books, insurance policies, savings account books, money and jewelry.

Your employer.
Family and friends.
Your children's schools.
Your Post Office. Have them either hold or forward your mail, depending on the length of time you expect to be relocated.
Delivery services like newspapers and milk.
Telecom and the suppliers of gas, electricity and water.

contact:

SERVPRO of Western Essex County at 973-994-1640

We will help to get your life in order after this catastrophic event.